Preferred Service Mortgage has the ability to do loans for borrowers with unique situations. Our lending sources have a variety of loan programs available, therefore borrowers are not limited in their loan choices.

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• 100% Financing

• 90% LTV to $1,000,000

• 80/15/5 to $650,000

• 1 Year ARM with caps of 1/4, 1/5, 2/4

• 90% LTV with ratios up to 45/45

• No Ratio Loans with a 75 % LTV for Salaried and Self-Employed Borrowers
• No Income Loans with 80% LTV for Salaried and Self-Employed Borrowers.
• 95 % to $400,000, 90% to $500,000 with No PMI

• B, C, D Credit Lending Services for Borrowers with Past and Current Credit Difficulties 100% Credit on Rental Income, No Limit on Number of Properties Owned

• 90% LTV for Second Home Purchases

• Home Equity Loans with 100% LTV

• Home Equity Loans with Coinciding Settlements

• 24 Hour Loan Approval